DROWNING IN RED INK

“There was a widespread outcry from the people and their wives against their Jewish countrymen. Some were saying, ‘We, our sons, and our daughters are numerous. Let us get grain so that we can eat and live.’ Others were saying, ‘We are mortgaging our fields, vineyards, and homes to get grain during the famine.’ Still others were saying, ‘We have borrowed money to pay the king's tax on our fields and vineyards.

We and our children are [just] like our countrymen and their children, yet we are subjecting our sons and daughters to slavery. Some of our daughters are already enslaved, but we are powerless because our fields and vineyards belong to others.’

I became extremely angry when I heard their outcry and these complaints.” (Nehemiah 5:1-6 HCSB)

Perhaps you’ve heard this definition, “A recession is when your neighbor loses his job. A depression is when you lose yours.”

Money talks, and mine usually says, “Goodbye!”

Businesses are struggling, property values have fallen, houses are “under water,” unemployment is high, inflation is creeping in, and I could go on with the misery index. The gravest peril, however, is that our nation is drowning in red ink—owing more than 16 trillion dollars. That is a mind-boggling amount. Serious people say that we are on the edge of a fiscal cliff. If America’s financial system fails, we will experience a global meltdown that is unprecedented in scope. There is a lot of hot air in Washington, but no backbone, it seems, to deal with the crisis.

As we continue in our reading in Nehemiah, we come to chapter five. There we see the kind of leadership needed to rescue us from drowning in red ink.

Let’s understand THE PERIL.

Their economic evils were brought on by UNBRIDLED GREED.

“There was a widespread outcry from the people and their wives against their Jewish countrymen. Some were saying, ‘We, our sons, and our daughters are numerous. Let us get grain so that we can eat and live.’ Others were saying, ‘We are mortgaging our fields, vineyards, and homes to get grain during the famine.’” (Neh.5:1-3)

Do you see the peril God’s people faced? During the days of the effort to rebuild Jerusalem, economic disaster loomed on the horizon. Nehemiah would have to provide strong leadership through this dangerous time.

The outcry of the laborers resulted from their unjust treatment, brought on by unbridled greed. Bible teacher, Chuck Swindoll calls this a strike by laborers who had been working on the wall. While they didn’t picket, they did create problems.

Perhaps we think that labor problems are something relatively new. They are not. They are caused by greed--the greed of management that doesn't care for the employees concerns, such as we see in this text, and the greed of workers who want a bigger slice of the pie than they deserve.

Yet, the Scripture enjoins that laborers be dealt with justly and compassionately and that laborers work submissively and eagerly. Numerous passages could be cited, such as Colossians 3:22-4:1.

Think about the transformation that would occur in the workplace, if these principles were placed in effect. The increase of productivity would create such a tide of prosperity that would drive down the deficit and lift all aspects of the economy. Workers who do their job at peak efficiency, not just when the boss is watching, but as a service to God and employers who pay as much as they can, instead of as little as they can, who create good work conditions, and provide benefits to the greatest degree possible will fuel an economic powerhouse. That’s the way to run a business.

We like to think of America as being a free nation. But today we are in bondage to foreign governments who help keep our economy afloat by funding massive debt. We are the largest debtor nation in the world.

Israel, during Nehemiah’s time, was also in trouble because of UNLIMITED CREDIT.

“Others were saying, ‘We are mortgaging our fields, vineyards, and homes to get grain during the famine.’” (Neh.5:3)

Simply put, these were in debt over their heads. They had borrowed beyond their ability to repay. That is a recipe for disaster.

Did you know that many commit financial suicide with the edge of a credit card? Easy credit will ruin you. An escalating cycle of debt inevitably marches one toward the day of reckoning. What is true of a family will also be true of a nation. The day of reckoning may be postponed delayed because of the abundant resources of our nation, but eventually there will be a day of reckoning.

The federal government is spending money like there is no tomorrow. If we keep it up, there will be no tomorrow! We have loaned billions to other countries that have neither the means not intention to ever pay it back. Entitlements are growing at break neck speed. The national debt is like a hungry monster gobbling up all the capital that might have been used for investment. Washington, DC is a black hole where trillions of dollars disappear.

If we could travel back through time and interview the Founding Fathers--those brave souls who were willing by blood, sweat and tears to liberate a nation from tyranny, who spent their financial resources to establish America, what would they say about what we have allowed America to become? Could they believe we would permit such domination and intrusion of the federal government today?

Many times we feel helpless to change the course of our country—it seems so out of hand. But, we must try.

Let me suggest a place to start. Get your own financial house in order. Stop borrowing money. Perform plastic surgery and get rid of the credit cards, if necessary. Begin to work to get out of debt. Make a budget and stay on it.

How many people are hindered in God’s service because of debt? For instance, say there is a young couple who believes they are being led to go to the mission field, but they owe so much money they can’t afford to go. Here is a middle aged couple who know they should be tithing and giving to the Lord’s work, and yet they owe so much and the financial strain is so great that their giving is paltry.

Let us be wise stewards of the money God has permitted us to have. Then let us demand such stewardship from our elected officials. When fundamental financial principles are violated, no amount of money manipulation by the Federal Reserve or political programs from the President will solve the economic misery that results. The only answer is to return to sound fiscal policies.

The Jews of Nehemiah’s day were suffering a monetary malady brought on by unbridled greed and unlimited credit. There was also the problem of UNUSED RESOURCES

“Some were saying, ‘We, our sons, and our daughters are numerous. Let us get grain so that we can eat and live.’ Others were saying, ‘We are mortgaging our fields, vineyards, and homes to get grain during the famine.’ Still others were saying, ‘We have borrowed money to pay the king's tax on our fields and vineyards.

We and our children are [just] like our countrymen and their children, yet we are subjecting our sons and daughters to slavery. Some of our daughters are already enslaved, but we are powerless because our fields and vineyards belong to others.’” (Neh.5:2-5)

People were having to borrow to eat because others owned the land. Today foreign investors are gobbling up chunks of America. They are buying industry and property. One day we are going to wake up and find that we have signed the title deed to America over to foreign domination.

This chapter speaks of how the children were in bondage because of the economic conditions. We are shackling our children with such massive debt so as to enslave an entire generation to come. What we are doing to our children and grandchildren is criminal!

There was famine in the land, but it was because of violation of God’s principles—not because of “global warming.” Thus, the people had come under judgment. If you read your Bible carefully, you will discover that drought and famine indicate God’s judgment on a nation. Last summer, America’s heartland baked under the heat. Food prices are bound to reflect this come winter. Just another year like that—and famine could come to America.

As we look around the world and television brings us horrific pictures of starving multitudes, and we ask ourselves, “Why?” The so-called experts today warn us of the population bomb, that unchecked control of the population is the reason for poverty and starvation. These famines are but harbingers of worse to come if we don’t control the population, they say. The world’s resources are running out, we are told.

This is nonsense. The problem is not overpopulation. You should go on YouTube and search for the clip, “Demographic Winter” and you will see that declining birthrates in the West threaten civilization.

The real problem is a rejection of God’s truth. For example, we are often confronted with the starving masses in India as a need for population control and redistribution of wealth. Yet India grows enough grain to feed its people. The problem is a false religion that believes mice should not be killed, for it could be the reincarnation of your mother-in-law, so the mice eat enough grain to feed the people. Sacred cows wander the streets. Those cows could be slaughtered to feed the hungry, except the heifer might be grandma. Sin is the reason that people starve.

Then, another folly was UNFAIR TAXES.

“Still others were saying, ‘We have borrowed money to pay the king's tax on our fields and vineyards.’” (Neh.5:4)

Taxation is not a new problem. When Israel decided they no longer wanted to be a theocracy, with God as King, but desired to be a monarchy like other nations, they were warned of the heavy burden of taxation the king would place upon them. We see such monetary misery in Nehemiah’s time.

Their burden of taxation was so great they were having to mortgage their property just to pay their taxes. That is unfair, and that is what we can say about the tax system of the United States. We are taxed at ridiculous levels. If an individual did what the government does they would be arrested. We call it stealing—taking that which doesn’t belong to you. Each year the local, state and federal governments confiscate the hard-earned dollars of the American worker at excessive levels and give it to many who will not get off their back-sides and work, as well as fund a bloated, inefficient bureaucracy, where we hear of news reports about extravagance and waste funded by tax dollars.

Our Declaration of Independence relates the causes of the colonists’ decision to separate from England. It states how King George (and here’s a direct quote), “has erected a multitude of new offices, and sent swarms of officers to harrass our people, and eat out their substance.”

How ironic that this is what the federal government is doing today. It seems King George now sits in the White House.

Can you imagine our Founding Fathers tolerating such? Don’t you remember the Boston Tea Party? A number of people have decided they will form a modern, “Tea Party” and I am part of that. I love my kids and grandchildren too much, and I appreciate this nation too much, to just go quietly in the night.

If America is going to survive, wasteful spending must be checked and tax rates cut so that the productive members of society have the money to keep the economy moving. We hear a lot of talk about taxing millionaires and billionaires, when the tax hikes planned will cripple small business, and bring down the economy.

From the peril we turn to THE PROVISION. There is a provision from God to meet our economic peril. Scripture tells us here how Nehemiah was able to lead his people out of their monetary miseries.

His solution, first of all, involved ANGER.

“I became extremely angry when I heard their outcry and these complaints. After seriously considering the matter, I accused the nobles and officials, saying to them, ‘Each of you is charging his countrymen interest.’ So I called a large assembly against them and said, ‘We have done our best to buy back our Jewish countrymen who were sold to foreigners, but now you sell your own countrymen, and we have to buy them back.’ They remained silent and could not say a word.” (Neh.5:6-8)

Nehemiah got hot! There is a proper time for anger, channeled in a productive way. Listen friend, this country we love is about to drown in red ink. You have a government that is bleeding us to death. Our leaders are enslaving our children and grandchildren. They are causing America to be sold off piece by piece to foreigners.

The Bible says, “Be angry and do not sin.” Anger can be sinful. It is sinful, when it is selfish. But anger towards injustice and iniquity is needful.

There came a day when Jesus Christ came into the Temple. There He saw the greedy leaders had turned His Father’s House into a house of merchandise. He saw this as an affront to God. The Lord also saw how this was an impediment for those who wanted to know God, so he turned over the moneychangers’ tables and took a whip and drove them out. Jesus was angry, but without sin.

Nehemiah called a great assembly against the leaders. I am calling for such an uprising--not with bullets but ballots. We have that privilege and responsibility. It is our patriotic duty to have a government of the people, by the people and for the people. As long as we are apathetic, we will do nothing.

Nehemiah was just one man, but he made a difference. You can too, if you are willing to take a courageous stand. Nehemiah was a government leader as a man of God. That’s the kind of folks we need in office.

Nehemiah not only got angry, but he made an APPEAL.

“Then I said, "What you are doing isn't right. Shouldn't you walk in the fear of our God [and not invite] the reproach of our foreign enemies?” (Neh.5:9)

Nehemiah appealed to them, by reminding them, that they must one day answer to God. That is a reminder the politicians need. There is a higher court than their constituents that they will stand before. The way of opinion polls may make for re-election, but principles make for sound governance. It is the difference between a democracy, where the majority rules and a republic, where principles rule. We are in danger of becoming the former, when we were established to be the latter.

Nehemiah also appealed to them to get their act together because of their enemies. There were enemies then--there are enemies today. As long as America exists, she will have enemies. There will always be those waiting and ready to prey upon us in a time of weakness.

If the economy of a nation deteriorates, its ability to defend itself will weaken, likewise. Bullets and bombs won’t save us. Should an economic disaster befall America today, on the scale of the Great Depression, can you imagine the civil strife and chaos in our cities? In the 1920’s, we had a populace that by and large was industrious and ethical. They were able to help each other and get through those desperate days. Those used to living off the government today would rise in armed rebellion, loot and burn and pillage and plunder if their entitlements were shut off. This nightmare scenario is on the verge of unfolding.

Anarchy would spread like a plague. The chaos would be so great there would be a call for military intervention, and likely out of that climate a dictator would arise with a desperate people subjugating themselves willingly under his iron grip. In fact, executive orders have been recently signed by the President to seize power in such a crisis. Our military has recently had training exercises in some of our cities. Preparations have been made for this.

That’s what happened in Germany. I have been reading about it in Churchill’s, “Memoirs of the Second World War.” It sounds like reading today’s newspapers as we head toward World War III.

After the first World War, Germany was bankrupt and the currency worthless. Enter Hitler, a charismatic leader who promises Germany will be reborn. You know how that worked out. Don’t say it couldn’t happen here. Those Germans were educated, sophisticated and yet in their plight were willing to believe the lie.

Nehemiah called upon the people to ADOPT sound economic principles.

“’Even I, as well as my brothers and my servants, have been lending them money and grain. Please, let us stop charging this interest.

Return their fields, vineyards, olive groves, and houses to them immediately, along with the percentage of the money, grain, new wine, and olive oil that you have been assessing them.’

They responded: ‘We will return [these things] and require nothing more from them. We will do as you say.’

So I summoned the priests and made everyone take an oath to do this.

I also shook the folds of my robe and said, ‘May God likewise shake from his house and property everyone who doesn't keep this promise. May he be shaken out and have nothing!’

The whole assembly said, ‘Amen,’ and they praised the Lord. Then the people did as they had promised.” (Neh.5:10-13)

Nehemiah was going to hold the feet of the politicians to the fire. He said, ‘You do the right thing or you’re out of here!’

Nehemiah not only demanded statesmanship, he demonstrated it. He set an example of sacrifice:

“Furthermore, from the day King Artaxerxes appointed me to be their governor in the land of Judah—from the twentieth year until his thirty-second year, 12 years—I and my associates never ate from the food allotted to the governor.” (Neh.5:14)

Nehemiah was an example of service. We need such a spirit in our day. What we don’t need are leaders living as princes, while they make the people into paupers.